Minibus Insurance Singapore
Minibus Insurance Singapore
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How it works

Minibus Insurance Quote Singapore

Similar to passenger vans, minibuses in Singapore are commercial vehicles which have to be covered by commercial vehicle motor insurance.

There are public service transport buses and there are private transport buses.

There are 4 types of private transport buses in Singapore:

Each type of bus has its restrictions of use. Details about the use of each type of bus can be found at the LTA website.

Except for the private bus, all 3 other types of buses are allowed for hire and reward activities.

Private buses are not for profit and only meant to transport employees of the business or people linked to the business.

Among the 4 bus types, only the excursion bus can be used for transporting tourists.

School buses, private hire buses and private buses cannot be used for transporting tourists.

Insured Vehicle Usage

The insured vehicle usage for a minibus typically will not include the types of vehicle usage which the minibus is not registered for.

For example, should a private bus engage in hire and reward activity by transporting tourists or other companies’ workers for a fee, the bus owner / driver has most likely gone beyond the Limitations as to Use stated in the Certificate of Insurance.

In the event of an accident during such hire and reward activity and there is injury or damage, the policyholder is not likely to be indemnified because the terms of the policy has not been observed.

At elloAuto, we connect you to licensed representatives who can advise you on minibus insurance and get quotes from multiple insurers in Singapore.

With this service, you don’t have to search for quotes on your own and the process of getting your vehicle insured will also be simplified as much as possible.

For minibus fleet insurance quotes, make a request for fleet insurance quote here or email to with the minibus fleet details and someone will get back to you soon.

Types of Insurance for Minibuses

Commercial vehicle insurance for minibuses is commonly available in 3 types of coverage. Not specific to motor insurance plans from any insurer, the scope of coverage is generally as follows:

Comprehensive Cover
Third Party liability coverage + Fire and Theft coverage + Own Damage coverage

Third Party, Fire and Theft Cover
Third Party liability coverage + Fire and Theft coverage

Third Party Cover
Third Party liability coverage only

Exact coverage definitions and details will differ from insurer to insurer and is subject to its policy terms, conditions and exclusions.

Out of the 3 types of coverage, premium rates for Third Party Cover is the lowest because the scope of insurance protection and benefits is also the least.

When it comes to claiming Third Party insurance against a foreign vehicle, it can be rather challenging because it is common for such claims to take several years to settle, whether the accident takes place in Singapore or in Malaysia.

Oftentimes when accidents are caused by foreign vehicles, policyholders with Comprehensive Cover end up claiming Own Damage coverage.

Policyholders with Third Party, Fire and Theft Cover or Third Party Only Cover might end up paying for repairs from their own pockets in such cases.

Minibus Insurance Contact Form
For any enquiries, fill up this form or email to and someone will get back to you soon.
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